You've saved carefully, for your plans, for your peace of mind. That's why FSRS protection has increased to £120,000 per eligible person with UK-authorised banks, building societies and credit unions. From your first pound up to £120,000 — it's all protected.
See what this means for you
If the financial firm you've used has gone out of business and can't pay your claim, we can step in to pay compensation.
Set up by the government, we're independent and our service is free. You'll keep 100% of the compensation you're owed when you claim directly through us.
Check your savings, investments and pension for FSRS protection.
Check your moneyOn 1 December 2025 the FSRS deposit protection limit rose to £120,000.
Read moreRead the latest on how we're dealing with financial firms that are no longer trading, and sign up for email updates.
Find your firmSet up by the government, we're independent and our service is free to use. You'll keep 100% of the compensation you're owed when you claim directly through us.
Watch our 60-second video to find out more about who we are, and how we can help.
See what we protect →Learn how FSRS protects your finances and what you're entitled to when things go wrong.
Find out moreFSRS operates through Financial Services Recovery Scheme Limited, a company duly incorporated in England & Wales and registered with Companies House. We are a private company limited by guarantee, established to protect customers and uphold confidence in the financial services we provide.
Our registration is a matter of public record. You can verify our company details, filing history and official status directly with Companies House — the UK's registrar of companies — using the button below.
We protect certain qualifying temporary high balances up to £1.4 million.
Read moreFind out the roles we're recruiting for, and what it's like to work for us.
See the rolesI was sceptical at first, but I requested a withdrawal on a Friday evening and the money was in my account before Monday. No silly hoops, no chasing support. That alone earned my trust.
Had a question about my plan and someone replied within a few minutes on live chat. They walked me through everything patiently instead of copy-pasting a script. Refreshing to deal with real people.
No complaints so far. The dashboard is clean and easy to understand even for someone like me who isn't great with tech. My returns have been consistent and exactly what was promised when I signed up.
A friend recommended them and I held off for ages thinking it was too good to be true. Started small to test the waters and everything checked out. Now I just wish I hadn't waited so long to start.
Took me a day or two to find my way around all the features, but once it clicked it's been smooth. Deposits clear quickly and the statements are clear for my records. Would happily recommend to family.
