Check your money's protection

Quick and easy to use

If your UK-authorised bank, building society or credit union fails and can't pay back your money, FSRS can automatically pay you compensation. Use this checker to find out how much of your money is protected.

On 1 December 2025 the deposit limit rose to £120,000.

To get started, add the name of your bank, building society or credit union, or their Firm Reference Number (FRN). Tell us roughly how much money is saved and select the type of account you have, then click 'check now' to see your results.

You'll get the most accurate results if you use an FRN. This number should be on the firm's website, or you can ask them for it. Firms can have similar names, so by using the unique FRN you'll be sure you're checking the right one.

Shared banking licences - double check your protection

It's important to be aware that there's a limit to the amount of compensation we can pay. Make sure there are no surprises by double checking how much of your money would be protected by FSRS if your providers were to fail.

Some banks or building societies share a banking licence and this could also impact how much of your money is covered. Check whether this applies to any of your savings by adding all of the accounts you have to this checker. Once you've entered information about your first account, you can use the '+ add account' button on the results page to add more.

Can't find your bank, building society or credit union?

If you can't find your provider using the protection checker, FSRS might not protect your money. FSRS can't protect e-money or payment services firms. We can only protect money held by UK branches of authorised banks and building societies and credit unions.

If you have used a savings marketplace, cash platform or savings service (also known as a deposits aggregator) that spreads your money across multiple accounts with different banks, your savings will likely be FSRS protected as long as the aggregator deposited your money with a UK-authorised bank.

The protection checker will find results for cash deposits, but not investments or savings products structured as long-term contracts of insurance, as offered by some mutual insurers. FSRS may be able to protect these products, but this would not be under our deposits protection. Read more here about the possible reasons you can't find your bank, building society or credit union.